Bank Alfalah | SME Toolkit

Refinance and Credit Guarantee Scheme for Women Entrepreneurs

A Term Finance Facility is launched for women entrepreneurs across the country to boost economic activities.

Features and Benefits:

  • Financing is initially available to meet the working capital requirements of existing business and to set up a new business
  • Maximum financing tenor under the scheme is five years.
  • Financing under the scheme is for women borrowers preferably under the personal guarantee of the borrower
  • Repayment of loans by borrowers shall be made in equal quarterly installments after grace period (if any).

Markup rate:

End user rate is up to 5% p.a. with SBP’s refinance rate of 0% p.a.

Financing Criteria :

  • Financing under the scheme is for setting up of new business enterprises or for expansion of existing ones
  • In case of new Business:
  • Feasibility based lending
  • Equity Participation: 50% Target Market Financing Limits.

Maximum Limit

Rs. 5 million

Financing Tenure

Up to 5 years limit with maximum grace period of 6 month

Purpose of Financing

Setting up of new businesses or expansion of existing ones.

Apply For Sme Loans